The November 2025 Halifax House Price Index was released earlier today – how are we looking as 2025 draws to a close?
The Halifax House Price Index (HPI) for November 2025 was published today – we’ve put together an overview of what it covers.
The latest data shows that UK house prices didn’t change in November, following a +0.5% rise in October. The average house price now sits at £299,892, edging up to another new record high.
According to the index, year-on-year prices are +0.7%. Northern Ireland continues to record the strongest property price growth of any nation or region in the UK, with average values up +8.9%, and an average home now costing £220,716.
Amanda Bryden, Head of Mortgages, Halifax noted that “This consistency in average prices reflects what has been one of the most stable years for the housing market over the last decade. Even with the changes to Stamp Duty back in spring and some uncertainty ahead of the Autumn Budget, property values have remained steady. While slower growth may disappoint some existing homeowners, it’s welcome news for first-time buyers. Comparing property prices to average incomes, affordability is now at its strongest since late 2015. Taking into account today’s higher interest rates, mortgage costs as a share of income are at their lowest level in around three years.”
The next Halifax House Price Index is scheduled for release on Thursday 8th January 2026.