Landmark’s latest lender market research report, Residential Mortgage Lenders: Major Challenges and Opportunities for 2026 provides a well-rounded view of property market trends and operational efficiencies from complementary perspectives. This research report has an in-depth analysis on the evolving landscape of mortgage lending, highlighting key trends that will shape the sector in the coming year.

Here are some of the report’s standout insights:

• Accessible data: 98% of lenders believe a secure, interoperable data repository would address systemic inefficiencies, leading to faster, more certain transactions for all parties involved.
• Differentiation in focus : 85% of lenders are now convinced that standing out from the crowd is vital to future business success in this congested, highly competitive market.
• AI implementation: Three quarters of lenders surveyed (75%) now feel AI will enhance their customer engagement process and improve data analysis and decision making (68%).

There is a clear shift in the challenges facing UK mortgage lenders. But while frustration and economic uncertainty stirs, optimism continues to prevail, our report provides valuable insights to help you stay ahead of the curve.

Download the full report here: